Grateful Diet - Day 10

When I turned 40,  it suddenly donned to me that I need to have a better handle of my personal finance so that I can retire comfortably. As I embarked in the journey, I read and reread the Bogleheads books about retirement and investment. When I was reading any articles or books on personal finance a few years back, I wasn't interested and it did not inspire me to dig deeper nor take any action. Now, with my renew perspective about personal finance, these books seem to be more meaningful, online articles are interesting reading material and inspire me to dig deeper. I am grateful for the self awakening and I appreciate my ex-roommate who left the Boglehead book behind when she moved to Paris, France. Check out 'Financial Samurai' , it is a blog about personal finance. It is my weekend go-to personal finance site. I am grateful for Sam Dogen for creating the blog.

I also received guidance from a co-worker to actually helped me get things started. Without his mentorship, I would not have made so much progress in such a short time. I have diversified my investment portfolio and became a first time homeowner.  He introduced me to ETFs, Index Mutual Funds, IRA Roth, call and put options ( been there done that,  I am not ready for call and put options yet. For now, I am a small investor and not a trader. No call and put options for me). I am off to a good start so I am grateful to him. Investment is a marathon not a sprint and my investment is focused on  long term growth.  I have to review my investment portfolio and rebalance it from time to time - the very least yearly. There are a lot of useful information on the web and people to talk to. I learn from Boglehead that it is important to keep the cost low too.  I am grateful to dabble into  personal finance literature and am more in tuned to learn more too.